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Sara Latta-Young

saralattayoung@gmail.com +1(815) 685-5090

$ 479,900

Est. payment | -/mo

3 Beds

2 Baths

3,250 SqFt

Save

$ 479,900

Est. payment | -/mo

Save

3 Beds

2 Baths

3,250 SqFt

Key Details

Property Type Single Family Home

Sub Type Detached Single

Listing Status Active

Purchase Type For Sale

Square Footage 3,250 sqft

Price per Sqft $147

MLS Listing ID 12740207

Style American 4-Sq.,Traditional

Bedrooms 3

Full Baths 2

Year Built 1991

Annual Tax Amount $10,300

Tax Year 2025

Lot Size 0.760 Acres

Lot Dimensions 33106

Property Sub-Type Detached Single

Property Description

Welcome to your Mississippi Riverfront dream home, where spectacular views, exceptional waterfront access, and comfortable living come together. This spacious 3,250-square-foot, 3-bedroom, 2-full-bath home is situated on 0.768 acres with approximately 180 feet of Mississippi River frontage in Fulton. The property features a concrete riverside patio and your own 35ft boat dock-perfect for a yacht, pontoon, or fishing boat. Designed to take full advantage of its incredible setting, this open-concept home showcases breathtaking river views throughout. The kitchen overlooks the Mississippi and features a breakfast bar and under-cabinet lighting. The main level includes a bedroom, full bath, dining room, living room, laundry room with utility sink, and a dramatic glass-enclosed atrium overlooking the river. Expansive windows fill the home with natural light while providing panoramic views of the Mississippi and across to Iowa. Upstairs, two bedrooms feature impressive 5' x 9' river-facing windows, creating a true bird's-eye view of the water. The oversized primary bedroom easily accommodates a king-size bed and includes four built-in speakers for surround sound. A luxurious jetted tub is perfectly positioned to enjoy beautiful views of the Mississippi River. A convenient second-floor changing/laundry room includes an additional washer and dryer and built-in ironing board and can also serve as a fourth bedroom or flex space. Comfort is exceptional year-round with heated floors throughout the first and second levels. The boiler was renewed in 2025, and multiple Wi-Fi-enabled mini-split systems provide additional climate control, including a dedicated unit for the atrium. Many of the home's expansive windows feature translucent cellular shades. Additional features include a 10-kilowatt natural-gas backup generator with automatic transfer, a heated garage with a finished and sealed floor, and an approximately 30-foot-wide driveway providing generous parking for multiple vehicles and trailers. But the true centerpiece of this home is the Mississippi River itself. Watch boats, ships, and barges pass by, enjoy eagles throughout the winter and abundant birdlife during the warmer months, and end your days with spectacular sunsets over the river. This is more than a waterfront home-it's a front-row seat to life on the Mississippi.

Location

State IL

County Whiteside

Area Fulton

Rooms

Basement None

Interior

Interior Features 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Dining Combo, Quartz Counters

Heating Natural Gas, Steam, Radiant, Radiant Floor

Cooling Wall Unit(s), Zoned

Flooring Laminate, Carpet

Fireplaces Number 1

Fireplaces Type Wood Burning, Gas Starter, Stubbed in Gas Line

Equipment Water-Softener Owned, TV-Cable, TV Antenna, CO Detectors, Ceiling Fan(s), Generator, Internet-Fiber, Water Heater-Gas

Fireplace Y

Laundry Main Level, Upper Level, Electric Dryer Hookup, Laundry Closet

Exterior

Garage Spaces 2.0

Community Features Park, Water Rights, Street Lights, Street Paved

Utilities Available Cable Available

Waterfront Description River Front,Waterfront, Water Rights

View Water

Roof Type Asphalt

Building

Lot Description Water Rights, Rear of Lot

Dwelling Type Detached Single

Building Description Aluminum Siding, No

Sewer Public Sewer

Water Public

Level or Stories 2 Stories

Structure Type Aluminum Siding

New Construction false

Schools

Elementary Schools Fulton Elementary School

Middle Schools River Bend Middle School

High Schools Fulton High School

School District 2 , 2, 2

Others

HOA Fee Include None

Ownership Fee Simple

Special Listing Condition None

Listed by Joseph Diaz of Taylor Street Realty

+1(815) 685-5090

saralattayoung@gmail.com

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716 N 4th ST Fulton, IL 61252